{"id":123,"date":"2006-09-04T21:42:39","date_gmt":"2006-09-05T01:42:39","guid":{"rendered":"http:\/\/swardraws.com\/chatter\/?p=123"},"modified":"2006-09-04T21:42:39","modified_gmt":"2006-09-05T01:42:39","slug":"the-loan","status":"publish","type":"post","link":"https:\/\/www.swardraws.com\/chatter\/2006\/09\/the-loan\/","title":{"rendered":"The loan"},"content":{"rendered":"<p>Sherry called last week with her normal tales of whoa. She was 2 months behind on her mortgage and since she re-mortgaged recently to a high risk company, they don&#8217;t take excuses, only houses.<\/p>\n<p>She kept asking me what she should do, I kept saying, I don&#8217;t know knowing full well what she was hoping I would say. Finally she said it&#8230;.&#8221;can I borrow $2600? I will pay you back $3000&#8243;<\/p>\n<p>Gulp<\/p>\n<p>Well now that it is out there I can&#8217;t leave her in a lurch unless I really didn&#8217;t have the money. And though this is the worst time of the year for my slush fund (property taxes are due tomorrow and insurance on the truck the day after) I had to do it.<\/p>\n<p>She needed it wired to the mortgage company in two days. She would give me the info to send to.<\/p>\n<p>When I talked to her the next day I told her if she wants the money she has to come out and get it. I won&#8217;t wire it, not a responsibility I want. I also wanted her to sign an agreement. A pure technicality since it isn&#8217;t notarized.<\/p>\n<p>I get a money order cause I don&#8217;t want her driving the 2 hours back home late at night with all that cash. She gets here at 9:00. She writes me out 7 post dated checks for $300. She ran out of checks and still owes me 3 more checks. She says money gets deposited in her account on the 3rd so all the checks are posted dated for then.<\/p>\n<p>The next morning she calls me early to tell me she found a letter I wrote when I was in 10th grade that mentioned the bad apple pie I made in home ec and what I had for lunch which I believe was all chocolate based. Yep, my bad eating habits go way back! But the last line was &#8220;your friend Nancy, unless you want to borrow money&#8221;. Ha, ha, ha.<\/p>\n<p>Later that day Sherry calls again. I guess every bank she went to (5 of them apparantly) said there will be a 2 day hold on that check. She was having a heart attack. They told her to go back to the original bank it was drawn on which of course was 2 hours away at my credit union. She calls the mortgage company to see if she could sign it over to them. They aren&#8217;t sure but got back to her a couple hours later and told her it was ok. She signed it and FedExed it and all should be well. I hope.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sherry called last week with her normal tales of whoa. She was 2 months behind on her mortgage and since she re-mortgaged recently to a high risk company, they don&#8217;t take excuses, only houses. She kept asking me what she &hellip; <a href=\"https:\/\/www.swardraws.com\/chatter\/2006\/09\/the-loan\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-123","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/posts\/123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":0,"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swardraws.com\/chatter\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}