Sherry called last week with her normal tales of whoa. She was 2 months behind on her mortgage and since she re-mortgaged recently to a high risk company, they don’t take excuses, only houses.
She kept asking me what she should do, I kept saying, I don’t know knowing full well what she was hoping I would say. Finally she said it….”can I borrow $2600? I will pay you back $3000″
Gulp
Well now that it is out there I can’t leave her in a lurch unless I really didn’t have the money. And though this is the worst time of the year for my slush fund (property taxes are due tomorrow and insurance on the truck the day after) I had to do it.
She needed it wired to the mortgage company in two days. She would give me the info to send to.
When I talked to her the next day I told her if she wants the money she has to come out and get it. I won’t wire it, not a responsibility I want. I also wanted her to sign an agreement. A pure technicality since it isn’t notarized.
I get a money order cause I don’t want her driving the 2 hours back home late at night with all that cash. She gets here at 9:00. She writes me out 7 post dated checks for $300. She ran out of checks and still owes me 3 more checks. She says money gets deposited in her account on the 3rd so all the checks are posted dated for then.
The next morning she calls me early to tell me she found a letter I wrote when I was in 10th grade that mentioned the bad apple pie I made in home ec and what I had for lunch which I believe was all chocolate based. Yep, my bad eating habits go way back! But the last line was “your friend Nancy, unless you want to borrow money”. Ha, ha, ha.
Later that day Sherry calls again. I guess every bank she went to (5 of them apparantly) said there will be a 2 day hold on that check. She was having a heart attack. They told her to go back to the original bank it was drawn on which of course was 2 hours away at my credit union. She calls the mortgage company to see if she could sign it over to them. They aren’t sure but got back to her a couple hours later and told her it was ok. She signed it and FedExed it and all should be well. I hope.